Bad Credit Loans in Roseville, CA
Visit our Roseville office or apply online — Credit For Life connects you with lenders offering payday, installment and cash advance options.
- Many lenders start with a soft check
- $0 fee to use Credit For Life
- Roseville, CA office since 2018
- Approval not guaranteed
Credit For Life — Roseville office
300 Harding Blvd #112
Mammoth Professional Building, 1st floor
Roseville, CA 95678
(916) 461-1515
Mon–Sun, 9:00 AM – 6:00 PM
Directions & office details
Our office is on the 1st floor of the Mammoth Professional Building at Harding Blvd. On-site and street parking is available near the building — please check posted signage. Tap "Get directions" above for turn-by-turn directions from your location.
Office or Online — Two Ways to Get Matched
Everything Credit For Life offers works the same whether you start online or in person — the office just gives you a place to ask questions face to face.
At our Roseville office
- Talk through your request with our team in person
- Get help filling out your request if you'd rather not do it on a phone or computer
- Ask questions about how the soft credit check and lender matching works
- Drop off or review documents in person
Online, anytime
- Submit your request in a few minutes, day or night
- Review matched offers from your phone or computer
- Upload documents electronically once you accept an offer
- No need to take time off or drive anywhere
Either way, we match your request with lenders and lending partners in our network, who may make you an offer. Submitting a request never guarantees approval, an amount or a rate.
Some visitors prefer the office simply because they're more comfortable discussing money in person, or because they don't have reliable internet access at home. Others just want to confirm we're a real, local business before sharing any information — which is also why our address, phone number and hours are the same here as on our Google Business Profile.
Areas we serve
Looking for loans near you? Our Roseville office and online application serve this area.
Roseville
Our home office since 2018, at 300 Harding Blvd #112.
Rocklin
Served online, and in person at our Roseville office.
Citrus Heights
Served online, and in person at our Roseville office.
Granite Bay
Served online, and in person at our Roseville office.
Lincoln
Served online, and in person at our Roseville office.
Antelope
Served online, and in person at our Roseville office.
Not in one of these cities? You can still apply online — our lender network serves residents across California. See our Sacramento and statewide page for the broader California picture.
We keep this list focused on the communities closest to our Roseville office rather than listing dozens of cities we can't meaningfully serve in person. If your city isn't listed, that doesn't mean you can't apply — it just means an office visit may not be practical, and applying online is the better route.
"Loans near me" — by product
Whichever product you're searching for near Roseville, the same California rules and the same soft-check-first process apply.
Payday loans near me
California caps a payday loan at a $300 check, with a fee of up to 15% ($45), so you receive $255. Maximum term 31 days, one loan at a time, no rollovers.
See payday loansInstallment loans near me
Installment loans of $2,500–$9,999 are capped at 36% plus the federal funds rate under California law, with a minimum 12-month term.
See installment loansCash advance near me
A smaller, shorter-term advance to bridge to your next paycheck — costs and terms vary by lender.
See cash advancePersonal loans near me
Larger personal loans of $10,000 or more have no statutory California rate cap — the lender sets the rate.
See installment / personal loansDocuments to Bring for Your Visit
- Valid photo ID
- Proof of income (pay stub or bank statement)
- Active checking account information
- A phone number or email for follow-up
Loan options available through our network
Get Matched in 3 Steps
Tell us what you need
Share the amount and purpose of your request.
See matched offers (soft check)
Your request goes to our network partner that provides the loan request form, which may share it with lenders in our network. Seeing offers uses a soft credit check.
Visit us or finish online
Review an offer in person at our Roseville office or complete everything online.
Office hours & contact options
| Way to reach us | Details |
|---|---|
| Office hours | Monday–Sunday, 9:00 AM – 6:00 PM (Pacific) |
| Phone | (916) 461-1515 |
| In person | 300 Harding Blvd #112, Roseville, CA 95678 |
| Online | Apply anytime or use our contact page |
Reviews and Feedback
We're a locally rooted business serving the Roseville area since 2018, and we're actively working to grow our online reviews. You can see our current rating and leave your own review on our Google Business Profile.
Our Complaint Process
If you have a concern about a lender or lending partner you were matched with, contact that lender directly first — most issues are resolved that way. If you still need help, or your concern is about Credit For Life itself, visit our complaints page, or contact a regulator directly: the DFPI (1-866-275-2677) or the CFPB ((855) 411-2372). Read our licensing and advertiser disclosure pages for more on how our service works and how we're compensated.
California rules — quick version
California payday loans (deferred deposit transactions) are capped at a $300 check with a fee of up to 15% ($45), so you receive $255; the maximum term is 31 days, one loan at a time, no rollovers. Installment loans under $2,500 have tiered rate caps (Fin. Code §22303); loans of $2,500–$9,999 are capped at 36% plus the federal funds rate (Fin. Code §22304.5). See full rate details.
Frequently asked questions
Where is Credit For Life located in Roseville?
Our office is at 300 Harding Blvd #112, Roseville, CA 95678, on the 1st floor of the Mammoth Professional Building.
Do I need to visit the office, or can I apply online?
Either works. You can apply online anytime, or stop by our office Monday–Sunday, 9:00 AM – 6:00 PM (Pacific).
What areas near Roseville do you serve?
Our office and online application serve Roseville, Rocklin, Citrus Heights, Granite Bay, Lincoln and Antelope.
What should I bring if I visit in person?
Bring a valid photo ID, proof of income like a pay stub or bank statement, your checking account information, and a phone number or email for follow-up.
How do I get a payday loan or installment loan near Roseville, CA?
Fill out one short request on our payday loan or installment loan pages, or visit our Roseville office. Many lenders in our network start with a soft credit check, which typically doesn't affect your score; a lender may run a hard credit check before final approval.
What if I have a complaint about a lender I was matched with?
Contact the lender directly first. If that doesn't resolve it, you can file a complaint with the DFPI or the CFPB, or reach us through our complaints page.
Can I call the Roseville office instead of applying online?
Yes. Call (916) 461-1515 during business hours, Monday–Sunday, 9:00 AM – 6:00 PM (Pacific), or use the contact form on our site.
Sources
See what lenders can offer you
One short request. Many lenders start with a soft credit check. No fee to use Credit For Life.
Apply NowApproval not guaranteed · Lenders set rates and terms