Editorial Policy
How we research, fact-check and update the content on Credit For Life.
- Written by the Credit For Life Editorial Team
- Sourced from DFPI, CFPB and other primary sources
- Reviewed at least quarterly
Last updated: September 26, 2026
Who writes our content
All content on Credit For Life is written and maintained by the Credit For Life Editorial Team. We focus on plain-language explanations of borrowing, California lending rules, and how our loan-matching service works.
We do not publish content under the names of outside contributors, and we do not use invented reviewers, ratings, testimonials or credentials. Our goal is accurate, practical information that helps consumers make informed decisions.
How we research and fact-check
Our editorial team researches every page using primary sources rather than secondary summaries. The sources we rely on most often include:
- California Department of Financial Protection and Innovation (DFPI) — dfpi.ca.gov
- Consumer Financial Protection Bureau (CFPB) — consumerfinance.gov
- California statutes on the official legislative site — leginfo.legislature.ca.gov
- Federal Trade Commission (FTC) — ftc.gov
- National Foundation for Credit Counseling (NFCC) — nfcc.org
- National Credit Union Administration (NCUA) — ncua.gov
- myFICO — myfico.com
Before publishing any figure about rates, fees or legal limits, we check it against the relevant statute or regulator page. We do not publish statistics, license numbers, or numbers that are not backed by one of these sources.
Update cadence and independence
We review our published content on a regular schedule, at least once per quarter, and immediately whenever we learn of a change to a relevant law, regulation, or lending limit. Each page shows a "Last updated" date so you can see when it was last checked.
Corrections
If you believe something on our site is inaccurate or out of date, please let us know. We review every report and correct confirmed errors as quickly as we can, and if a factual error changes our guidance on a page, we update the "Last updated" date to reflect it.
Contact us at (916) 461-1515 or through our Contact page to report a correction. Please include the page URL and a brief description of what you believe is incorrect, along with a source if you have one, so our editorial team can review it quickly.
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Who writes the content on Credit For Life?
Our content is written and maintained by the Credit For Life Editorial Team.
What sources do you use?
We rely on primary sources including the DFPI, CFPB, California statutes on leginfo.legislature.ca.gov, the FTC, NFCC, NCUA and myFICO.
How often is content reviewed?
We review our content at least quarterly, and sooner whenever a relevant law or regulation changes.
Does lender compensation affect your content?
No. Advertiser compensation supports our free service but does not determine what our editorial content says. See our Advertiser Disclosure for how compensation works.
What if I find an error?
Contact us using the details below and we will review and correct the page as needed.
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